Come to Members 1st of NJ Federal Credit Union in Vineland or Bridgeton when you’re ready to finance a new or used vehicle, including ATVs, Boats, and RVs. You can finance up to 100% of the value, including tax, tags, and extended warranties, plus choose a repayment term up to 84 months (144 months for RVs).
Applying Is Fast & Easy…
If you need help applying for vehicle loans in New Jersey, call or stop by one of our branch locations in Vineland or Bridgeton ‒ or you can apply online when it’s convenient for you.
*APR = Annual Percentage Rate. Rates are subject to change without notice. APR may vary based on creditworthiness. Rates shown are discounted 0.25% APR for automatic payments through payroll deduction, direct deposit, or ACH payments.
Save with Our Preferred Partners
What’s not to like about extra discounts? Purchase a vehicle from one of our preferred partners and receive an additional .50% APR rate discount*.
Check Out Other Car Buying Options
Refinance and Save
When you refinance a loan you have elsewhere at Members 1st, you could save money instantly. Fill out the online application or call the credit union for details.
Apply Online TodayCurrent Auto Loan Rates
New and Used Vehicle Rates (up to 4 years old)
| APR | APY | Info and/or Terms |
|---|---|---|
| As low as 4.85%* | 1-38 months | |
| As low as 5.10%* | 39-50 months | |
| As low as 5.35%* | 51-62 months | |
| As low as 5.85%* | 63-74 months ($15,000+) New Vehicles Only | |
| As low as 6.10%* | 75-84 months ($25,000+) New 80% LTV |
Used Vehicle Rates (Models 2016-2019)
| APR | APY | Info and/or Terms |
|---|---|---|
| As low as 5.60%* | 1-38 months | |
| As low as 5.85%* | 39-50 months | |
| As low as 6.10%* | 51-62 months |
Used Vehicle Rates (Models older than 2016)
| APR | APY | Info and/or Terms |
|---|---|---|
| As low as 8.60%* | 1-38 Months | |
| As low as 8.85%* | 39-50 Months | |
| As low as 9.10%* | 51-62 Months |
Motorcycles
| APR | APY | Info and/or Terms |
|---|---|---|
| As low as 6.55%* | Model Year 2020 - 2024 | |
| As low as 7.60%* | Model Year 2016 - 2019 |
Boats
| APR | APY | Info and/or Terms |
|---|---|---|
| As low as 6.55%* | Model Year 2020 - 2024 | |
| As low as 7.60%* | Model Year 2016 - 2019 | |
| As low as 8.05%* | Model Year Older Than 2016 |
RV Loan Rates
| APR | APY | Info and/or Terms |
|---|---|---|
| As low as 6.55%* | Model Year 2020 - 2024 - Up to 144 Months | |
| As low as 7.60%* | Model Year 2016- 2019- Up to 144 Months |