Loan
Rates - As of 9/30/2011
| LOAN RATES |
TERM |
APR |
|
| NEW CARS: |
1-36 Months |
As low as 2.25% |
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37-48 Months |
As low as 2.75% |
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49-60 Months |
As low as 3.25% |
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61-72 Months over $15,000 |
As low as 3.50% |
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73-84 Months over $25,000 80% financing |
As low as 3.75% |
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| USED CARS |
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| Up To 4 Years Old |
1-36 Months |
As low as 2.25% |
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37-48 Months |
As low as 2.75% |
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49-60 Months |
As low as 3.25% |
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| Over 4 Years Old |
1-36 Months |
As low as 3.75% |
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37-48 Months |
As low as 4.00% |
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49-60 Months |
As low as 4.25% |
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| MOTORCYCLES |
Up to 60 Months (New) |
As low as 2.25% |
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Up to 48 Months (Used) (2007-2001) |
As low as 3.75% |
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| RVs |
New – Up to 144 Months |
As low as 2.25% |
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Used – 120 Months (07,06,05,04) |
As low as 3.75% |
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| BOATS |
New |
As low as 2.25% |
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Used |
As low as 3.75% |
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| PERSONAL LOANS: |
1 – 60 Months |
As low as 7.25% |
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| VISA Platinum |
|
As low as 9.50 % APR |
| SHARE SECURED |
36 Months |
As low as 2.25% |
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48 Months |
As low as 2.75% |
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60 Months |
As low as 3.25% |
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| CD SECURED |
|
3.50% above the CD rate |
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| HOME EQUITY FIXED |
Terms up to 180 months, LTV up to 80% |
As low as 4.00% |
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| HOME EQUITY LOC |
Rates may change quarterly |
As low as 5.25% |
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| Dividends as of 12/31/2011 |
APR |
APY |
| Share Accounts |
|
|
| $0.00 - $99.00 |
0.00% |
0.00% |
| $99.01 - $1999.00 |
0.10% |
0.10% |
| 1999.01 and over |
0.40% |
0.40% |
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| Checking Account |
12/31/2011 |
|
| $300.00 and over |
0.25% |
0.25% |
| Money Market |
|
|
| $1500.00 - $9,999.00 |
0.15% |
0.15% |
| $9,999.01 - $24,999.00 |
0.35% |
0.35% |
| $24,999.01 |
0.40% |
0.40% |
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| Christmas and Vacation Club |
12/31/2011 |
|
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0.25% |
0.25% |
| IRA Accounts |
12/31/2011 |
|
| $0.00 - $99.00 |
0.00% |
0.00% |
| $99.01 - $1999.00 |
0.56% |
0.56% |
| 1999.01 - $4999.00 |
0.56% |
0.56% |
| $4999.01 and over |
0.56% |
0.56% |
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| Share and IRA CD Rates |
12/23/2011 |
|
| Term |
Min. Deposit |
Rate |
APY |
| 6 Months |
$500.00 |
0.34% |
0.34% |
| 12 Months |
$1,000.00 |
0.54% |
0.54% |
| 18 Months |
$1,000.00 |
0.71% |
0.71% |
| 24 Months |
$1,000.00 |
0.86% |
0.86% |
| 36 Months |
$1,000.00 |
1.10% |
1.11% |
| 60 Months |
$1,000.00 |
1.73% |
1.74% |
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| APR = Annual Percentage Rate APY = Annual Percentage Yield |
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| Rates are subject to change, please call 856-696-0767 to verify rates, dates and other information. |
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