Drive Now, Pay Later with
Members 1st Low Auto Loan Rates

Low Auto Loan Rates Starting at 4.45% APR + No Payments for 60 Days*

Get Behind the Wheel Faster—With a Payment Plan That Works for You

Dreaming of a new car? Ready to upgrade your ride or lower your monthly payments by refinancing? Members 1st of NJ is here to help you take advantage of low auto loan rates that make it easier than ever to hit the road in style—without breaking your budget.

How to Save When Buying a Car

Why Finance Your Car with Members 1st?

At Members 1st of NJ, your goals drive everything we do. We’re here to fuel your financial success with smart solutions, personalized service, and a commitment to helping you move forward—on the road and in life. When you choose us, you’re choosing a trusted community partner that’s been helping southern New Jersey drivers for over 85 years. We’re committed to making your auto loan process smooth, affordable, and stress-free.

  • Low, Competitive Rates: Enjoy low auto loan rates starting at 4.45% APR with our exclusive 0.50% APR discount.
  • 60-Day Payment Deferral*: Drive now, pay later. Skip your first two payments and ease into your new loan.
  • Local, Community-Focused Service: We understand the needs of our neighbors in Vineland, Bridgeton, and the surrounding areas. Our team is here to provide personal support every step of the way.
  • Not-for-Profit, Member-Owned: We reinvest in our members, not shareholders, so you get better rates and lower fees.
  • Convenient Access: Visit our branches in Vineland and Bridgeton, or manage your loan with easy online and mobile banking.

For a limited time, enjoy our unbeatable auto loan offer:

  • 0.50% APR Discount → Rates as Low as 4.45% APR
  • 60-Day Payment Deferral — No Payments for Two Months

This is your chance to drive the car you’ve been eyeing while keeping your wallet happy. Start your journey today with a financing plan designed around you.

Apply Now
trade in your car

Your New Car is Closer Than You Think

Whether you’re purchasing new, used, or refinancing your current vehicle, Members 1st can help you get there faster—with more savings in your pocket.

  • Buying New: Get the latest features and drive away at a great rate.
  • Buying Used: Save on a pre-owned vehicle with financing tailored to your needs.
  • Refinancing: Lower your interest rate and reduce your monthly payments with low auto loan rates.

How it Works

We’ve made the auto loan process quick and simple, so you can get behind the wheel without the hassle:

Apply Today:
Complete our easy online application form from home or on the go.

Get Pre-Approved:
Know your budget before you shop and negotiate with confidence.

Sign and Drive:
Finalize your financing and hit the road in your new ride!

Apply Now

Who Can Become a Member?

Becoming a member of Members 1st of NJ is easier than you might think, and it unlocks access to all of our member-exclusive financial products and services. Membership is available to:

Membership is available to:

  • Employees of our select employer groups
  • Members of approved associations
  • Immediate family members of current members

Wondering if you qualify? View the full list of eligible groups.

Apply Now

Don’t Wait—Lock in Your Rate Today!

Low auto loan rates like these won’t last forever. Take advantage of our limited-time offer and get on the road with a financing plan built around you.

Apply Now

Questions? We’re Here to Help.

Our friendly team is ready to guide you through every step. Call us at (856) 696-0767 or visit our branches in Vineland and Bridgeton.

*APR = Annual Percentage Rate. Rates are effective March 1, 2025, and are subject to change without notice. APR may vary based on creditworthiness, loan amount, security offered, and combined Loan-to-Value (LTV). Rates shown are for qualified borrowers and are subject to the age of collateral and term. APR required auto payment.

**Payments can be made during the 60-day deferral period. During the 60-day deferral period, interest will accrue and may extend the original term of the loan. Offer does not apply to refinancing loans currently with Members 1st of NJ FCU. Contact Credit Union for complete details.

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