Driving Sense™

Driving Sense™…the smart choice in new and pre-owned vehicle financing!

Get low monthly NJ car loans with Members 1st FCU of NJ Driving Sense ProgramDriving Sense™ gives you the best of both worlds. Like a lease, Driving Sense™ offers payments considerably lower than conventional financing. Yet, unlike leasing, with Driving Sense™ you own the vehicle and have all of the flexibility and benefits that come with vehicle ownership!

Other benefits of Driving Sense™ include:

  • No Application Fee
  • No Security Deposit
  • No Up Front First or Last Payment
  • Option to Sell, Trade, Finance Vehicle Anytime or
  • Return Vehicle at Loan Maturity and simply “Walk-away”.
  • No Early Payoff Penalty
  • 100% Financing with NO MONEY DOWN.
  • Mileage Options of 12,000, 15,000 and 18,000* Per Year Available

Consider this example of a 2017 Chevrolet Camaro 2 Dr

Conventional Loan Driving Sense™
Loan Amount $30,800 $30,800
Interest Rate 3.25% 3.50 %
Number of Payments 60 60
Monthly Payment $557 $374
Residual Value $0 $12,575

Driving Sense™ would save you $183 per month!**

Want to find out how low your Driving Sense™ payment could be! Visit the Driving Sense™ CarBuilder calculator where you can build your car from the comfort of your own home.  For more information about Driving Sense™ call 856-696-0767 or visit a Members 1st of NJ Federal Credit Union branch today!

*APR= Annual Percentage Rate. Rates may change without notice. Rates shown are for qualified borrowers. Your rate may vary based on your credit history.

**The chart is an example. The actual rate and terms can vary and are subject to change.