Turn your home into CASH and do more this spring! The possibilities are endless!

Home Equity financing is one of your most versatile and affordable financing options. Low rates ensure payments stay low so that you can do more with your money. Renovate, refurbish, or plan for your future. Consider your options and dream bigger.

With a Home Equity Loan or Home Equity Line of Credit (HELOC), you can finish your home projects, buy a car or boat, pay for college or a wedding, consolidate debt, or even plan a much-needed vacation! A low rate and access to up to 80% of your home’s equity will let you do more.

FIXED-RATE Home Equity Loans as low as 3.00% APR*

  • Borrow up to $150,000
  • Choose from 5. 10, 15, or 20-year term
  • Interest Is Usually Tax Deductible**
  • Get started easily online then deliver your completed application via fax, mail, or drop off in person.

Home Equity Line of Credit (HELOC) as low as 3.25% APR*

  • Flexible, renewable funds ready when you are
  • Replenished as you repay
  • Interest Is Usually Tax Deductible**
  • Get started easily online then deliver your completed application via fax, mail, or drop off in person.

Get Application Or call us at 856-390-7337 and select option 4 to get started now!

 

 

Check out our convenient online loan calculator to compare payments and loan amounts.
Not a Member? You must be eligible for membership at Members 1st Federal Credit Union to process your loan application. Learn more.
*APR=Annual Percentage Rate. Rates effective April 1, 2022 and subject to change without notice. APR may vary based on creditworthiness, loan amount, security offered, and combined Loan-to-Value (LTV). Rates shown are for qualified borrowers and subject to age of collateral and term. Variable APR is good on new loans and initial draw. APR may change after account is opened. Contact the credit union for the complete details. Fixed rates range from 3.00% APR to 7.00% APR. LOC rates range from 3.25% APR to 5.75% APR. Loan repayment terms range from 5 to 20 years. Exact rates and repayment terms depend on loan specifications. Contact the credit union for complete details.
**Check with your tax advisor. Home Equity Loan and Line of Credit tax-deductible interest eligibility depends on your specific tax situation. Most members qualify. Rate shown is discounted 0.25% APR for automatic payments through payroll deduction, direct deposit, or ACH payments.