Make the Holidays Brighter
with a Holiday Loan from Members 1st

Are you ready to make this holiday season the best one yet?

Imagine a holiday season filled with joy, cherished moments, and all the things that make it magical – without the financial stress. Whether it’s finding the perfect gift for your loved ones, finally taking that long-awaited family vacation, or decorating your home to host a holiday gathering, a Holiday Loan from Members 1st of NJ can help make this your most memorable holiday yet.

Your Holiday, Your Way

This year, don’t just get through the holidays—celebrate them exactly how you’ve always imagined!

At Members 1st of NJ, we offer a range of financial options to help you plan, spend, and enjoy without the stress of overspending. Whether you’re shopping for gifts, planning travel, or need a little extra to make this holiday special, we’ve got the right solution for you.

Choose the Right Option for Your Perfect Holiday:

  • Holiday Loan Special: Borrow up to $3,000, perfect for holiday shopping, travel, or hosting a celebration. Rates as low as 8.00% APR*!
  • Holiday Quick Cash: Need a little extra to cover those last-minute holiday expenses? Our Quick Cash option offers a fast and easy way to get money in your hands, so you can keep your holiday plans on track.
    Quick Cash Application
  • Personal Loans: For bigger holiday plans, from home upgrades to dream vacations, our Personal Loans allow you to borrow more than $3,000, giving you the financial flexibility to make the most of the season.
  • VISA® Platinum Card: Enjoy the convenience and rewards of our VISA® Platinum Card, perfect for holiday purchases. With competitive rates and the flexibility of a revolving credit line, you can shop with confidence this holiday season.

Take advantage of our fast and easy application!

Who’s Eligible?

If you work for one of our eligible employer groups or have an immediate family member who does, you qualify for a holiday loan at Members 1st of NJ! Even if your family member isn’t a member, their employment with an eligible group makes you eligible to join. We proudly serve employees and their families in Cumberland and Salem County. Whether you’re already a member or looking to join Members 1st, we’re here to help make your holiday dreams come true.

Why Choose Members 1st for a Holiday Loan?

Community Focus:
As a local credit union, we prioritize our members and the community we serve, ensuring personalized service tailored to your needs.

Member-Driven Values:
At Members 1st, you’re not just a number; you’re part of our family. We’re dedicated to empowering you with financial solutions that fit your lifestyle.

Trusted Experience:
With years of expertise in providing financial services, you can count on us for reliable guidance and support throughout your loan process.

Local Convenience:
Enjoy easy access to our branches in the Vineland, Bridgeton, and Hopewell areas, making it simple to reach us whenever you need assistance.

Make This Holiday Season One to Remember

The holidays are about creating unforgettable moments with the people you care about most. Let Members 1st of NJ give you the financial freedom to make it all happen. We’re ready to help you make the most of your holiday season.

Apply Now and bring a little more joy to your holidays!

Apply Now

*APR = Annual Percentage Rate.
Rates effective November 1, 2024 and subject to change without notice. Approval depends on creditworthiness. Maximum repayment period is 18 months. No additional discounts apply.
Contact the credit union for complete details. Example Payment: 18 monthly payments of $178.04 per $3,000 borrowed at 8.00% APR.

You are now leaving Members 1st Federal Credit Union

Members 1st Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Members 1st Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL