Benefits of Using Home Equity for Your Big Projects
Owning a home is more than just having a place to call your own, it’s about having security.
HELOC
Kid-Friendly Food Drive
Help us support local families this summer! Donate kid-friendly, non-perishable food at any branch now through July 31.
Soak Up the Savings!
Save effortlessly all year with our School Employee Club Account and access your full balance by June 30—just in time for summer fun! Payroll deduction and direct deposit available.
Let Your Equity Blossom
Flexible financing for your home: choose a fixed-rate loan for planned costs or a HELOC for ongoing needs—both with competitive rates and smart borrowing options tailored to you.
Grill Your Debt, Sizzle Your Savings
Savor the benefits of our limited-time balance transfer offer—available now through September 1, 2025. Transfer your high-interest debt and turn up the savings!
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Member Appreciation Day
Join us on Thursday, June 27 from 11:00 AM to 1:30 PM at our Vineland office as we celebrate YOU — our amazing members! PDQ Pizza will be on-site serving up a slice of pizza and a drink to our members!
Our Trusted Partners
Branch Locator
When you can’t come to a Members 1st of NJ Credit Union local branch office, you can still conveniently access your accounts and conduct financial transactions nationwide.
Members 1st of NJ FCU is a member of the CU Service Centers ® network. It includes hundreds of credit unions and self service locations where you can access your accounts and conduct many of the same transactions you do at Members 1st. For example, you can apply for loans, make cash withdrawals and verify account balances. It’s the perfect solution anytime you’re away from home.