What are Reality Fairs?

(Pictured: Reality Fair Volunteers) Members 1st, along with other area credit unions, visit local schools to host Financial Reality Fairs. These fairs teach students how to budget their money. Students start by selecting a career and then are given a realistic salary based off their chosen career. When we visit the schools, we bring along…

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International Credit Union Day

October 18, 2018, will mark the 70th anniversary of International Credit Union Day. Join us at any of our branches on Oct. 18 to celebrate ICU Day.

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Dealership Extended Warranty vs. Credit Union Services

Are you thinking about buying a car? Like any big investment, you want to protect it long after the paperwork is signed and you drive it off the lot. Dealership extended warranties give customers peace of mind that the vehicle will not present a financial risk in the future. According to Consumer Reports, car buyers…

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Tips to Avoid Fraud

Fraud continues to become more and more prevalent, especially in the banking world. Here are tips to help avoid falling into the hands of fraud: • A text alert from us warning of suspicious activity on your card will NEVER include a link to be clicked. Never click on a link in a text message…

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Managing Credit Card Debt

The key to a successful relationship with a credit card revolves around a few factors. First, maintain the agreement, spend wisely, and make payments on time. While the average American holds 2-3 credit cards, massive credit card debt can be a blemish to a credit score.  On the flip side, not having any credit at…

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How to Avoid Imposter Scams

How to Avoid Imposter Scams This year’s focus for Military Consumer Month features advice we can all use. By: Meghan Alard July is National Military Consumer Month. It’s a month where the Federal Trade Commission focuses on helping military Service Members, Veterans and their families learn about key consumer protections they need to be successful. For…

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Creating a Home Improvement Budget

Plan Out Your Home Improvement Budget A home improvement project takes on many shapes and sizes. Whether it’s a mechanical update or a new addition, major home renovations require a sensible and flexible budget. The key to a home renovation budget is to do the research first, create a plan, and secure the funds.  Major…

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#FeelGoodFriday: Teacher Mini Grant Experience

Last year, we awarded 25 teachers with mini grants in order to fund a classroom project for their students. In order to be considered for the mini grants, the teachers had to apply and explain what their project would entail. Some of our  previous recipients recently shared their experience with us and we couldn't be...

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Vacation Loan

Don’t let a great summer pass you by!

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10 Money-Saving Summer Budget Tips

How to have fun in the sun this summer without taking on extra credit card debt. By: Meghan Alard Summer has officially kicked off, which means that it’s a good time to set a summer budget. A summer budget can help you maintain stability over the next few months, so you can avoid credit card debt....

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