Secured & Unsecured Personal Loans 

An unsecured Personal Loan doesn’t require collateral and it can be used for any purpose. You could borrow the money you need to consolidate bills, pay unexpected expenses or make any special purchase. All you need is your good credit. All we need is your signature.

A Share Secured Personal Loan is another money-saver. Your rate and payments are lower because the loan is secured by your savings or CDs. Fast approval makes both loans popular financing solutions.

  • Borrow Up to $20,000.00
  • Fixed Rate Loan
  • Terms Up To 60 Months

Personal Line Of Credit

Draw the money you need when you want it. You pay interest only on your outstanding balance. As you pay back what you borrowed you can draw that amount again or more, up to your line of credit limit.

  • Borrow Up to $20,000.00
  • Revolving Variable Rate
  • Unsecured Loan

Bill Consolidation Loan

High interest loans and too many bills can be a real problem. The financial pressure every month can be downright painful. There is a better way. Refinance your high interest debt at Members 1st. With a credit union Home Equity Loan or Personal Loan, you can combine your bills into one affordable monthly payment.

Help Preserve Your Standard of Living with  MEMBER’S CHOICE™ BORROWER SECURITY

Member’s Choice™ Borrower Security is a voluntary loan-payment protection product that helps preserve your family’s standard of living if a protected life event unexpectedly happens to you.

Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Applying Is Fast & Easy

If you need help choosing the right loan option, call or visit our credit unions in Vineland, Woodston, or Bridgeton today. You can also apply online 24 hours a day.

Personal Loans

APRInfo and/or Terms
As low as 8.75%*1-60 months
As low as 8.95%*Line of Credit - Revolving


*APR = Annual Percentage Rate.  Rates are subject to change without notice.  APR may vary based on creditworthiness.  Rates shown are discounted 0.25% APR for automatic payments through payroll deduction, direct deposit, or ACH payments.