When Life Happens, We’re Here for You.
Need fast cash in New Jersey? Members 1st QuickCash is a credit union-backed alternative to storefront and online lenders — with no payday-style fees.
Whether you need a little extra cash for books, groceries, an emergency car repair, or anything in between, a Quick Cash loan can help. Get money when you need it most, deposited right into your account with just a few clicks, taking less than a minute!
While there is no credit check required, we do report repayment history to the credit bureau
Quick Cash loans are a smarter alternative to other high-cost options and help to build or repair credit.
QuickCash lets eligible members borrow between $500 and $2,000 at a fixed 27 percent APR, with a $20 application fee and terms up to 12 months.
Approval requires an active direct deposit with Members 1st, and once you’re approved, funds land in your account almost instantly, at a fraction of the cost of payday or online cash-advance lenders.
QuickCash vs. Payday & High-Cost Loans
Unlike a payday or “instant cash” loan from a storefront, QuickCash comes from a member-owned credit union.
That means a capped, transparent rate, no rollover traps, and funding that is just as fast – often faster. It is the responsible answer to the question
“Where can I get a quick loan?”
When to Use a Quick Cash Loan
QuickCash is built for short-term needs –- an unexpected bill, a car repair, or a gap before payday.
For larger or longer-term needs, a Members 1st personal loan or short-term loan may cost less overall. Both offer a lower rate and more time to repay than a QuickCash loan.
Quick Cash Rates, Terms & Eligibility
When you need a fast cash loan in New Jersey, QuickCash delivers quick relief you can actually afford.
Or call us at 856-696-0767 or visit one of our locations to get more information!
- Loans up to $2,000 with a fixed 12 month term (lesser loan amounts will have a shorter term)
- Must be a credit union member for 90 days
- Must be 18 years or older
- Eligibility requirements apply
- 27.00% APR*
- $20.00 application fee
- No credit check required, with an instant loan decision
- Requires a minimum of $500 in direct deposit
- Can be used to rebuild credit or repair credit
- Must know account number
*APR=Annual Percentage Rate. Rates are fixed; monthly payments are subject to term length. Rates and terms are subject to change without notice. Credit decisions will be provided to the member within 60 seconds of application submission. Loan amounts from $500 up to $2,000. Loan terms up to 12 months. Some restrictions may apply. Please contact Credit Union for complete details.
Frequently Asked Questions
Once you are approved, QuickCash funds are deposited into your Members 1st account in under a minute, so you can cover an urgent expense right away.
No. QuickCash is a credit-union fast cash loan, not a payday loan. It carries a capped, transparent rate with no rollover fees, making it a lower-cost way to borrow small amounts quickly.
QuickCash loans range from $500 to $2,000, with a fixed 27 percent APR and a $20 application fee. Terms run up to 12 months, and smaller loan amounts have a shorter term.
No credit check is required to apply for QuickCash. We look at your standing as a member instead, so those with limited or rebuilding credit are welcome to apply. And because we report repayment history to the credit bureau, using QuickCash responsibly can also help build your credit.
To qualify, you need to be a Members 1st member for at least 90 days, be at least 18 years old, and have an active direct deposit with us. Eligibility requirements apply, so check with a branch team member if you have questions.
You can apply online, call 856-696-0767, or visit any Members 1st of NJ branch in Vineland, Bridgeton, or Millville.