Share Savings Account ‒ Your Key To Membership
To become a member, you are required to open a Share Savings Account with a minimum deposit of $5.00 or more. This is your “share” in the ownership of the credit union ‒ and why savings are called “shares.” You can also open additional savings accounts for other purposes, including club accounts and taxes.
To continue to take advantage of your Members First membership benefits, including loans, deposit accounts and services, you must maintain a $5.00 minimum balance in your primary Share Savings account. The account earns a competitive dividend rate.
All Member 1st deposit accounts are insured for a combined total of up to $250,000 by the NCUSIF, an agency of the federal government.* There are also steps you can take for higher insured account balances. We can show you how.
Save More, Earn More…
If you are not already a member or would like to open more accounts, stop by any of our three convenient New Jersey credit union branch offices in Vineland, Bridgeton, or Woodstown.
|APR||APY||Info and/or Terms|
|0.00%||0.00%||$0.00 – $99.00|
|0.05%||0.05%||$99.01 – $1999.00|
|0.15%||0.15%||$1999.01 and over|
* The NCUSIF is the National Credit Union Share Insurance Fund . It is a federally insured program governed by the NCUA (National Credit Union Administration).