Loan Rates

Green Loan

APRInfo and/or Terms
6.75-7.00%Personal, Up to 60 months
Discount of 1.00%Auto, If MPG/City is 25 or more

Home Equity

APRInfo and/or Terms
As Low As 3.75%80% LTV, Score 730 +
As Low As 4.25%80% LTV, Score 680-729
As Low AS 4.50%80% LTV, Score 640-679
As Low As 5.75%75% LTV, Score 600-639
As Low As 6.00% 75% LTV, Score 550-599
Prime + 1.25%HELOC 80% LTV Loan Amount from $15,000 - $49,999 Score 640-730+
Prime + 0.75%HELOC 80% LTV Loan Amount from $50,000 - $99,999 Score 640-730+
Prime + 0.50%HELOC 80% LTV Loan Amount from $100,000 - $150,000 Score 640-730+
Prime + 2.75%HELOC 75% LTV Loan Amount from $15,000 - $49,999 Score 550-639
Prime + 3.00%HELOC 75% LTV Loan Amount from $50,000 - $99,999 Score 550-639
Prime + 3.25%HELOC 75% LTV Loan Amount from $100,000 - $150,999 Score 550-639

Personal Loans

APRInfo and/or Terms
As low as 7.45%1-60 months
As low as 8.95%Line of Credit - Revolving

Boats

APRInfo and/or Terms
As low as 2.00%New
As low as 3.50%Used

RV Loan Rates

APRInfo and/or Terms
As low as 2.00%New - Up to 144 Months
As low as 3.50%Used - Up to 60 Months

Motorcycles

APRInfo and/or Terms
As low as 2.00%New
As low as 3.50%Used

New Vehicle Rates

APRInfo and/or Terms
As low as 1.75%1-38 months
As low as 2.25%39-50 months
As low as 2.75%51-62 months
As low as 3.00%63-74 months ($15,000+)
As low as 3.25%75-84 months ($25,000+)

Used Vehicle Rates (Over 4 Years Old)

APRInfo and/or Terms
As low as 3.50%1-38 months
As low as 3.75%39-50 months
As low as 4.00%51-62 months

Used Vehicle Rates (Up To 4 Years Old)

APRInfo and/or Terms
As low as 2.00%Up to 36 Months
As low as 2.50%Up to 48 Months
As low as 3.00%Up to 60 Months

VISA® Platinum & Secured Credit Cards Terms Summary

Annual Percentage Rate for Purchases, Cash Advances, and Balance Transfers

Credit Card APR*
Visa Platinum 9.50%

 

Fee/Term
Grace Period for Purchases 25 days
Annual Fee None
Transaction Fee for purchases None
Cash Advance Fee None
Late Payment Fee $25.00
Over-the-credit-limit-fee $10.00
Minimum Finance Charge None
Method of Computing the Balance for Purchases Average Daily Balance
Application fee $10.00
Insufficient Funds Fee $10.00

For a complete credit card disclosure, call 1-800-610-2788 Extension 233.

APR = Annual Percentage Rate  APY = Annual Percentage Yield. Rates are subject to change, please call 856-696-0767 to verify rates, dates and other information.

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