Loan Rates

New and Used Vehicle Rates (up to 4 years old)

APR APY Info and/or Terms
As low as 4.20%* 1-38 months
As low as 4.45%* 39-50 months
As low as 4.70%* 51-62 months
As low as 5.00%* 63-74 months ($15,000+) New Vehicles Only
As low as 5.45%* 75-84 months ($25,000+) New 80% LTV

Home Equity

APR APY Info and/or Terms
As Low As 5.50%* 80% LTV, Score 730+
Prime + 0.00%* HELOC 80% LTV Max Loan Amount $150,000

Boats

APR APY Info and/or Terms
As low as 5.70%* Model Year 2019-2023
As low as 6.75%* Model Year 2015 - 2018
As low as 7.20%* Model Year Older than 2015

Green Loan

APR APY Info and/or Terms
Discount of 1.00% Auto, If eco-friendly (hybrid or electric)

Motorcycles

APR APY Info and/or Terms
As low as 5.70%* Model Year 2019 - 2023
As low as 6.75%* Model Year 2015 - 2018

Personal Loans

APR APY Info and/or Terms
As low as 9.65%* 1-60 months
As low as 11.45%* Line of Credit - Revolving

RV Loan Rates

APR APY Info and/or Terms
As low as 8.20%* Model Year 2019 - 2023 - Up to 144 Months
As low as 10.20%* Model Year 2015- 2018- Up to 144 Months

Used Vehicle Rates (Models 2018-2015)

APR APY Info and/or Terms
As low as 4.95%* 1-38 months
As low as 5.20%* 39-50 months
As low as 5.45%* 51-62 months

Used Vehicle Rates (Models older than 2015)

APR APY Info and/or Terms
As low as 7.95%* 1-38 Months
As low as 8.20%* 39-50 Months
As low as 8.45%* 51-62 Months

VISA® Platinum & Secured Credit Cards Terms Summary

Annual Percentage Rate for Purchases, Cash Advances, and Balance Transfers

Credit Card APR*
Visa Platinum 9.50%

 

Fee/Term
Grace Period for Purchases 25 days
Annual Fee None
Transaction Fee for purchases None
Cash Advance Fee None
Late Payment Fee $25.00
Over-the-credit-limit-fee $10.00
Minimum Finance Charge None
Method of Computing the Balance for Purchases Average Daily Balance
Returned Item Fee $35.00

For a complete credit card disclosure, call 1-866-858-3164.

*APR = Annual Percentage Rate
*APY = Annual Percentage Yield.
Rates include 0.25% discount for automatic payment.
Rates and Terms are subject to change, please call 856-696-0767 to verify rates, dates and other information.