Loan Rates

Green Loan

APR		Info and/or Terms
6.75-7.00%		Personal, Up to 60 months
Discount of 1.00%		Auto, If MPG/City is 25 or more

Home Equity

APR		Info and/or Terms
As Low As 3.75%		80% LTV, Score 730 +
As Low As 4.25%		80% LTV, Score 680-729
As Low AS 4.50%		80% LTV, Score 640-679
As Low As 5.75%		75% LTV, Score 600-639
As Low As 6.00%		75% LTV, Score 550-599
Prime + 1.25%		HELOC 80% LTV Loan Amount from $15,000 - $49,999 Score 640-730+
Prime + 0.75%		HELOC 80% LTV Loan Amount from $50,000 - $99,999 Score 640-730+
Prime + 0.50%		HELOC 80% LTV Loan Amount from $100,000 - $150,000 Score 640-730+
Prime + 2.75%		HELOC 75% LTV Loan Amount from $15,000 - $49,999 Score 550-639
Prime + 3.00%		HELOC 75% LTV Loan Amount from $50,000 - $99,999 Score 550-639
Prime + 3.25%		HELOC 75% LTV Loan Amount from $100,000 - $150,999 Score 550-639

Personal Loans

APR		Info and/or Terms
As low as 7.45%		1-60 months
As low as 8.95%		Line of Credit - Revolving

Boats

APR		Info and/or Terms
As low as 2.00%		New
As low as 3.50%		Used

RV Loan Rates

APR		Info and/or Terms
As low as 2.00%		New - Up to 144 Months
As low as 3.50%		Used - Up to 60 Months

Motorcycles

APR		Info and/or Terms
As low as 2.00%		New
As low as 3.50%		Used

New Vehicle Rates

APR		Info and/or Terms
As low as 1.75%		1-38 months
As low as 2.25%		39-50 months
As low as 2.75%		51-62 months
As low as 3.00%		63-74 months ($15,000+)
As low as 3.25%		75-84 months ($25,000+)

Used Vehicle Rates (Over 4 Years Old)

APR		Info and/or Terms
As low as 3.50%		1-38 months
As low as 3.75%		39-50 months
As low as 4.00%		51-62 months

Used Vehicle Rates (Up To 4 Years Old)

APR		Info and/or Terms
As low as 2.00%		Up to 36 Months
As low as 2.50%		Up to 48 Months
As low as 3.00%		Up to 60 Months

VISA^® Platinum & Secured Credit Cards Terms Summary

Annual Percentage Rate for Purchases, Cash Advances, and Balance Transfers

Credit Card	APR*
Visa Platinum	9.50%

Fee/Term
Grace Period for Purchases	25 days
Annual Fee	None
Transaction Fee for purchases	None
Cash Advance Fee	None
Late Payment Fee	$25.00
Over-the-credit-limit-fee	$10.00
Minimum Finance Charge	None
Method of Computing the Balance for Purchases	Average Daily Balance
Application fee	$10.00
Insufficient Funds Fee	$10.00

For a complete credit card disclosure, call 1-800-610-2788 Extension 233.

APR = Annual Percentage Rate APY = Annual Percentage Yield. Rates are subject to change, please call 856-696-0767 to verify rates, dates and other information.

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