new and used car loansNew and Used Car Loans

Come to Members 1st of NJ Federal Credit Union in Vineland, Bridgeton, or Woodstown when you’re ready to finance a new or used vehicle, including ATVs, Boats, and RVs. You can finance up to 100% of the value, including tax, tags, and extended warranties, plus choose a repayment term up to 84 months (144 months for RVs).

Applying Is Fast & Easy…

If you need help applying for vehicle loans in New Jersey, call or stop by one of our branch location in Vineland, Woodstown, or Bridgeton ‒ or you can apply online when it’s convenient for you.

Apply Online Today
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Save More with our Preferred Partners

What’s not to like about extra discounts?  Purchase a vehicle from one of our preferred partners and receive an additional .50% APR rate discount*.

PrintRK Auto Group

* APR = Annual Percentage Rate.  APR may vary based on creditworthiness, loan amount, and security offered.  Rate discount applies to vehicle purchased from Team Nissan or RK Auto Group only and for qualified borrowers.  May not be combined with any other special offers or discounts.

Check Out Other Car Buying Options

Refinance And Save!

When you refinance a loan you have elsewhere at Members 1st, you could save money instantly. Fill out the online application or call the credit union for details.

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New Vehicle Rates

APRInfo and/or Terms
As low as 2.25%*1-38 months
As low as 2.50%*39-50 months
As low as 3.00%*51-62 months
As low as 3.25%*63-74 months ($15,000+) New Vehicles Only
As low as 3.50%*75-84 months ($25,000+) New 80% LTV

Used Vehicle Rates (Over 4 Years Old)

APRInfo and/or Terms
As low as 4.00%*1-38 months
As low as 4.25%*39-50 months
As low as 4.50%*51-62 months

Used Vehicle Rates (Up To 4 Years Old)

APRInfo and/or Terms
As low as 2.25%*1-38 Months
As low as 2.50%*39-50 Months
As low as 3.00%*51-62 Months

Motorcycles

APRInfo and/or Terms
As low as 2.25%*Model Year 2016 - 2020
As low as 4.00%*Model Year 2012 - 2015
As low as 7.00%Model Year Older than 2012

Boats

APRInfo and/or Terms
As low as 2.25%*Model Year 2016 - 2020
As low as 4.00%*Model Year 2012 - 2015
As low as 7.00%Model Year Older than 2012

RV Loan Rates

APRInfo and/or Terms
As low as 2.25%*Model Year 2016 - 2020 - Up to 144 Months
As low as 4.00%*Model Year 2012 - 2015- Up to 144 Months

 

*APR = Annual Percentage Rate.  Rates are subject to change without notice.  APR may vary based on creditworthiness.  Rates shown are discounted 0.25% APR for automatic payments through payroll deduction, direct deposit, or ACH payments.