First Mortgages & Refinancing Center

There is no better time to buy a new home. Today’s super-low rates can make homeownership more affordable than renting. Whether you’re a first-time buyer, want to downsize or purchase a second home, our low rates and flexible terms make it more affordable to buy the new house you want.

  • Low Fixed Rates
  • Finance Up to 95% LTV (Loan To Value ratio)
  • No Points Program Available
  • Up To 30 Year Terms
  • Low Closing Costs
  • Less Paperwork For Faster Closings
  • FHA Mortgages Available With As Little as 3.5% down
  • Interest Is Usually Tax-deductible*
  • Home Buying Webinar

Refinance & Save!

Save instantly when you refinance your current mortgage at another financial institution. Call or stop by the credit union for the details. View branch locations and phone numbers.

Applying Is Easy & Convenient

If you are an experienced homebuyer, we’ll make the application process as fast and easy as possible. If you are a first time buyer, we can guide you through the New Jersey mortgage process step-by-step. It’s easier than you think. Stop by the credit union or apply online to get started.

*Check with your tax advisor. Mortgage tax-deductible interest eligibility depends on your specific tax situation. Most members qualify.