Why Pay More? Switch To No Fees Checking, Plus Rewards

• Free Kasasa Cash® Checking

• Free Kasasa Cash Back® Checking

• Free Share Draft Checking 

You don’t have to continue to pay high checking fees and service charges at another financial institution. Simply take advantage of the savings and convenience at Members 1st. You’ll appreciate our no or low fees, plus convenient access services that make it easy to manage your money.

View our Checking Comparison Chart for more details.

Easy Access Money Management Solutions

Prepaid VISA Travel Card

The perfect solution when you want to control your spending. Simply deposit the amount of money you want to carry. It’s the convenient and secure alternative to cash or checks. Reloadable too. Learn more.

 

*Regular messaging rates apply. Cell phone providers may charge additional fees for Internet access and/or text messaging.

*APY = Annual Percentage Yield. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 2.50%; and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in an annual percentage yield for this tier ranging from 0.25% to .2.50% APY depending on the account’s balance. When Kasasa Cash qualifications are not met, all balances in the account earn .01% APY.  Dividends will be credited to your Kasasa Cash account on the last day of statement cycle. APYs accurate as of 3/1/2019. Rates and rewards are variable and may change after account is opened.  $25 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Rewards less than a penny cannot be distributed. This account is not to be used for commercial purposes. Each individual is limited to being the primary owner on 1 (one) account.  In order to receive reimbursement of all ATM fees incurred in a statement cycle your account qualifications must be met during the Monthly Qualification Cycle. ATM refund fees are cap at $3.00 per transaction. “Monthly Qualification Cycle” means the current statement cycle.  Debit card transactions may take one or more days to post to the account and must post during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM transactions, Debit card purchases processed by merchants as ATM transactions, transactions made with debit cards not issued by Members 1st of NJ.

*When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back on up to a total of $300.00 in debit card purchases that post to the account during that cycle period.  A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle.  Rates and rewards are variable and may change after account is opened.  There are no recurring monthly maintenance charges or fees to open or close this account.  Rewards less than a penny cannot be distributed.  This account is not to be used for commercial purposes.  Each individual is limited to being the primary owner on 1 (one) account.  In order to receive reimbursement of all ATM fees incurred in a statement cycle your account qualifications must be met during the Monthly Qualification Cycle.  ATM refund fees are cap at $3.00 per transaction.  “Monthly Qualification Cycle” means the current statement cycle.  Debit card transactions may take one or more days to post to the account and must post during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM transactions, Debit card purchases processed by merchants as ATM transactions, transactions made with debit cards not issued by Members 1st of NJ.

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.