Share Draft Checking Accounts

Share Draft Checking Accounts

Why Pay More? Switch To No Fees Checking, Plus Rewards

• Free Kasasa Cash Back® Checking

• Free Kasasa Cash® Checking

• Free Share Draft Checking

You don’t have to continue to pay high checking fees and service charges at another financial institution. Simply take advantage of the savings and convenience at Members 1st. You’ll appreciate our no or low fees, plus convenient access services that make it easy to manage your money.

View our Checking Comparison Chart for more details:

Free Draft Checking Kasasa Cash Kasasa Cash Back
Benefit Interest Interest Cash Back
Qualifications None • 12 debit card transactions
• Enroll in e-Statements
• Sign in Online Banking
• 12 debit card transactions
• Enroll in e-Statements
• Sign in Online Banking
Minimum Opening Deposit $20.00 $25.00 $25.00
Penalties/Monthly Fees None None None
VISA Debit Card Yes Yes Yes
Online Banking, Bill Pay & Mobile Deposit Yes Yes Yes
ATM Fee Refunds No Yes Yes

Easy Access Money Management Solutions

Prepaid VISA Travel Card

The perfect solution when you want to control your spending. Simply deposit the amount of money you want to carry. It’s a convenient and secure alternative to cash or checks. Reloadable too. Learn more.

Important Regulation D Notice

Members 1st of NJ Federal Credit Union complies with the Federal Reserve Bank’s Regulation D. This Regulation limits the number of certain transactions you can make from your share accounts each month. Share accounts include Regular Savings (01), Business Savings (07), Children’s Savings (03), Vacation Club (06), Special Savings (04 & 08), Association Savings (05), Kasasa Savings (92 & 93). Each individual share account is allowed a total of six (6) Reg D transactions per month. Learn More.

*Regular messaging rates apply. Cell phone providers may charge additional fees for Internet access and/or text messaging.
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.