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Or call us at 856-696-0767 to get started!

Holiday Personal
LOAN SPECIALS

Rates As Low As 6.45% APR*

HOLIDAY LOAN

Borrow $3,000 up to 24 months at 6.45% APR*

  • Based on creditworthiness
  • Credit report pulled
  • $10.00 Application fee

NO CREDIT CHECK HOLIDAY LOAN

Members may borrow $1,000 at a low rate of 15.95% APR* for 12 months

  • No credit check required
  • Additional
  • $30.00 Application Fee

Details for No Credit Check Holiday Personal Loan

No Credit Check Required. The credit union will offer No Credit Check Holiday Loans to members. Members may borrow $1,000 at a low rate of 15.95%* for 12 months. A non-refundable loan application fee will be due upon submitting application. Members are will receive an additional .50% rate discount if loan is repaid by direct deposit or payroll deduction. Applications will be accepted until December 31, 2020 or until allotted funds are exhausted

Member must meet the following qualifications:

  • Must be an established member for at least 6 months
  • Member must be in good standing with the credit unions (ex. loans & accounts)
  • Employed at least 1 year in current job
  • Provide proof of income
  • Prior No Credit Check Holiday Loan must be paid off

FAQs for the No Credit Check Holiday Loan

Does the No Credit Check Holiday loan go on my credit report?

Yes, once the loan has been disbursed or booked, it will report to the credit bureau. However, a credit report will not be pulled as part of the application process. The member must meet all the qualifications to be approved for the loan.

I have direct deposit already. Do I need to provide you with paystubs?

It depends. Long time members who have an established direct deposit or payroll deduction with us, do not need to provide proof of income.

I don’t have direct deposit but plan to start it, am I eligible to apply?

Yes, members may apply. In order to receive the additional discount, direct deposit or payroll deduction must be already established and going into the account.

Can I apply for both loans?

Yes, members may apply for both.

If I get my application in before the deadline, will I still get the loan?

Yes. Members may submit the loan application until 11:59 pm on December 31. Applications will be accepted until December 31, 2020 or until allotted funds are exhausted.

Apply Now!

Or call us at 856-696-0767 to get started!

*APR = Annual Percentage Rate. Promotion ends December 31, 2020, or until allotted funds are exhausted. Loan approval based on qualifications listed above. Maximum repayment period is 12 months. Offer subject to change without notice. Contact the credit union for complete details. Example Payment: 12 monthly payments of $90.71 per $1,000 borrowed at 15.95% APR.
*APR = Annual Percentage Rate. Rates effective November 1, 2020 and subject to change without notice. A credit report will be pulled. APR may vary based on creditworthiness, loan amount and security offered. Rates shown are for qualified borrowers and subject to credit score, age of collateral, and term. Payment example: 24 monthly payments of $133.92 per $3,000 borrowed at 6.45%. Contact credit union for complete details.