When your vehicle is stolen or damaged beyond repair, your insurance company may only pay what your new or used vehicle is worth, not your total loan balance.
MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an insurance policy that helps cover the difference between your new or used vehicle’s value and your loan balance.
Member’s Choice™ Borrower Security is a voluntary loan-payment protection product that helps preserve your family’s standard of living if a protected life event unexpectedly happens to you.
Protected events include:
Most major repairs occur after the manufacturer’s warranty expires. Borrowers are keeping their cars longer and repair costs keep rising. With an IWS Vehicle Service Agreement, you can protect yourself from unexpected, high-cost repairs. Not to mention, it will increase the value if you choose to sell your vehicle.
The cost of top of the line coverage can be included in your loan payment for just pennies a day. For more information and to get a quote, simply call 1-800-333-3028 or click here for more information.
If you’re interested in any of these options, reach out to the credit union to add it to your loan today!
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