Refinance Loans for Lower Payments

Feeling the Pain of Inflation?

Lower your loan rates, consolidate payments, and make no payments for 90 days!

Apply Now!

Get the Edge Over Inflation!

If you’re feeling the pain of high monthly payments, too many bills, or expensive credit card debt, we can help. Credit Unions historically offer lower, competitive rates. Refinance with Members 1st Credit Union today!

Make no payments for 90 days!*

Auto loan refinancing

Visa Credit Card transferring

Debt consolidation

Applying is Fast & Easy!

For help choosing the right loan option, call or visit one of our credit unions. Apply online 24 hours a day. 

Auto Loans

  • Refinance a loan from another lender and save every month.
  • Used: Finance 100% NADA retail value.
  • New: Finance 100% of purchase price, including tax, tags, and title.
  • Take advantage of affordable GAP and Mechanical Breakdown coverage

VISA® Credit Card

  • Transfer balances to our Visa Credit Card and pay less.
  • Save with no balance transfer fees!

Personal Loans

  • Consolidate debt or pay off other bills.
  • Relax with one low monthly payment.

Compare payments with our online calculators — then apply today!

Apply Now!

Or call us at 856-422-3225 to get started!

*APR = Annual Percentage Rate. Rates are effective as of January 1, 2023, and subject to change without prior notice. APR may vary based on creditworthiness, loan amount, security offered, term, and combined Loan-to-Value (LTV). Payments can be made during the 90-day deferral period. During the 90-day deferral period, interest will accrue and may extend the original term of the loan. Offer does not apply to refinancing loans currently with Members 1st of NJ FCU. Contact the credit union for complete details.