_{*APR = Annual Percentage Rate. Rates effective June 1, 2022, and subject to change without notice. APR may vary based on creditworthiness, loan amount, and security offered. Rates shown are for qualified borrowers and subject to credit score, age of collateral, and term. Maximum APR of 16.50%. Contact the credit union for complete details. Refinanced loans must come from other financial institutions. Not valid on any existing Members 1st of NJ loans. **Minimum $15,000 in new loan funds required to receive $100 reward. Minimum of $7,500 in new loan funds required to receive $50 reward. One reward per member to be deposited into your savings account. You must hold the loan for 90 days to receive the reward. Other restrictions may apply. ***Maximum loan amount, including all applicable fees, is $20,000. Personal loan repayment terms from a minimum of 90 days to a maximum of 72 months. Loan Example: On a $15,000 Vacation Loan at 7.50% APR for 72 months, your approximate monthly payment = $259.35}