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Local Expertise
Get personalized service from our friendly loan experts.
Non-Profit Cooperative Structure:
We focus on member satisfaction, not maximizing profits.
Member-Owned Means Member-Focused:
Enjoy exclusive benefits and competitive rates.
Rev Up Your Summer Savings with Members 1st!
Auto Loan Refinance
- Lower Your Payment!
- No Payments for 60 Days! (limited-time offer)
- Competitive Rates That Save You Money! Amazing rates starting at 4.95%* APR
Low-Rate Visa® Credit Card
- 0% Balance Transfer Fee!
- 0% Annual Fee!
- Earn ScoreCard Rewards on Every Purchase!
- Rewards Program Details:
- Redeem points for merchandise, electronics, travel, and more.
- Earn bonus points with ScoreMore at participating retailers.
- Manage rewards online at ScoreCardRewards.com
Debt Consolidation with Personal Loans
- Fixed Rates Up to $20,000! Rates starting at 10.05%* APR
- Consolidate & Simplify Your Bills!
- Fast & Easy Application Process!
- Vacation Loan Option: Borrow up to $3,000 for 18 months at a low 8.00% APR (mention this is a limited-time offer)
- Secured & Unsecured Loan Options: Choose the loan that fits your needs.
- Personal Line of Credit: Access funds as you need them and only pay interest on the outstanding balance.
Applying is Fast & Easy!
For questions about refinancing or consolidating debt, call or visit one of our credit union branches branches. Apply here 24 hours a day!
New or Used
Auto Loan
Low-Interest Credit Cards
Low-Interest Personal Loans
*APR = Annual Percentage Rate. This rate is effective June 1, 2024, and is subject to change without notice. Your APR may vary based on your creditworthiness, term, and security offered. Some restrictions apply. Payments may be made during the 60-day deferral period. Interest may accrue and may extend the original term of the loan. See Credit Union for complete details.
Vacation Loan – *APR = Annual Percentage Rate. Rates effective June 1, 2024 and subject to change without notice. Approval depends on creditworthiness. Maximum repayment period is 18 months. No additional discount applies. Contact the credit union for complete details. Example payment: 18 monthly payments for $178.04 per $3,000 borrowed at 8.00% APR.