Celebrating Our 80th Year Milestone

Your Credit Union was founded in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit cooperative that would provide its members with lower cost financial services, as well as represent their best interests, regardless of their station in life. Credit Union Milestones   1938 – Your credit union was founded with only seven original members….

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Credit Sense℠

Get More Than a Credit Score Our updated app let you securely check your credit score in just a few taps.  You can even see how factors like credit inquiries affect your score, thanks to our app's credit monitoring functionality.  Receive tips for improving your credit score and much more.  Best of all, there's no...

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Driving Sense™

How would you like a low payment car loan program that combines the best features of conventional financing along with the benefits of leasing! Sound too good to be true? Well, Members 1st of NJ FCU has the vehicle financing answer for you …. DrivingSense™!

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7 Tips to Avoid Identity Theft

Every two seconds an American becomes a victim of identity theft. If the thought of having to clean up your credit report because someone stole your identity frightens you, and you don’t want to become another statistic; here are some tips to stack the odds in your favor. A winning night, can turn into a…

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Debit and Credit Card Skimming

In the last decade cyber-frauds have arisen using increasingly sophisticated technologies…all aimed at separating you from your money. One such fraud prevalent today is debit and credit cards skimming.  Skimming is an attempt to hijack your personal information and your identity by tampering with ATM machines.  Fraudsters set up a device that capture the debit…

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Visa Gift Cards

Celebrate your mom, dad, or grad by helping them avoid the department store return line and choose a gift they love. Whether you’re saying “thank you” to mom and dad, or “congratulations” to a special graduate, a Visa Gift Card from Members 1st of NJ will help you show your appreciation for those you care…

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Keep Your Identity Safe and Secure

Join us for our Spring Shredding event. Here are a few ways to combat identity theft and keep your identity safe and secure.

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Think Twice Before You Meme

Think Twice Before You Meme Earlier this year, a Facebook meme went around called “10 Bands I’ve Seen, And One Is a Lie.” Posters then listed the names of nine bands they’d seen and one that they hadn’t, and their friends had to guess which was the lie. The person sharing the list often included…

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New Contact Information?

Please let Members 1st of NJ FCU know if you have a new email address, phone number, address, or name. By having your current information, you can be sure to receive all proper communications from the credit union. Thank you for your cooperation.

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Save With Free Checking!

With a free Checking Account from Members 1st of NJ FCU, you can focus on managing your money instead of fees. In addition to no fees, you also get: No Minimum Balance No Monthly Service Charge No Per Check Charges Dividends (only $300 average balance) VISA® Check Card & ATM Cards Free Co-Op Shared Branching Locations…

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