Come to Members 1st of NJ Federal Credit Union in Vineland or Bridgeton when you’re ready to finance a new or used vehicle, including ATVs, Boats, and RVs. You can finance up to 100% of the value, including tax, tags, and extended warranties, plus choose a repayment term up to 84 months (144 months for RVs).
Applying Is Fast & Easy…
If you need help applying for vehicle loans in New Jersey, call or stop by one of our branch locations in Vineland or Bridgeton ‒ or you can apply online when it’s convenient for you.
*APR = Annual Percentage Rate. Rates are subject to change without notice. APR may vary based on creditworthiness. Rates shown are discounted 0.25% APR for automatic payments through payroll deduction, direct deposit, or ACH payments.
Current Auto Loan Rates
New and Used Vehicle Rates (up to 4 years old)
APR | APY | Info and/or Terms |
---|---|---|
As low as 4.85%* | 1-38 months | |
As low as 5.10%* | 39-50 months | |
As low as 5.35%* | 51-62 months | |
As low as 5.85%* | 63-74 months ($15,000+) New Vehicles Only | |
As low as 6.10%* | 75-84 months ($25,000+) New 80% LTV |
Used Vehicle Rates (Models 2016-2019)
APR | APY | Info and/or Terms |
---|---|---|
As low as 5.60%* | 1-38 months | |
As low as 5.85%* | 39-50 months | |
As low as 6.10%* | 51-62 months |
Used Vehicle Rates (Models older than 2016)
APR | APY | Info and/or Terms |
---|---|---|
As low as 8.60%* | 1-38 Months | |
As low as 8.85%* | 39-50 Months | |
As low as 9.10%* | 51-62 Months |
Motorcycles
APR | APY | Info and/or Terms |
---|---|---|
As low as 6.55%* | Model Year 2020 - 2024 | |
As low as 7.60%* | Model Year 2016 - 2019 |
Boats
APR | APY | Info and/or Terms |
---|---|---|
As low as 6.55%* | Model Year 2020 - 2024 | |
As low as 7.60%* | Model Year 2016 - 2019 | |
As low as 8.05%* | Model Year Older Than 2016 |
RV Loan Rates
APR | APY | Info and/or Terms |
---|---|---|
As low as 6.55%* | Model Year 2020 - 2024 - Up to 144 Months | |
As low as 7.60%* | Model Year 2016- 2019- Up to 144 Months |