Fixed-Rate Home Equity Loans

Unlock Your Home’s Potential with Low Rate, Lower Payments!

Your equity is one of your most versatile and affordable financing options. With a Home Equity Loan or Home Equity Line of Credit (HELOC), you can finish your home projects, buy a car or boat, pay for college or a wedding, or even consolidate debt!

APPLY NOW  Or call us at 856-696-0767 to get started!

Home Equity Loan Benefits Include:

  • Fixed-Rate Home Equity loans as low as 2.99% APR*
  • Borrow up to $150,000
  • Choose from 5. 10, 15, or 20-year term
  • Interest Is Usually Tax Deductible**
  • Get started easily online

Home Equity Line of Credit Benefits Include:

  • Home Equity Line of Credit (HELOC) as low as 3.25% APR*
  • Flexible funds ready when you are
  • Replenished as you repay
  • Interest Is Usually Tax Deductible**
  • Get started easily online
Check out our convenient online loan calculator to compare payments and loan amounts.
*APR=Annual Percentage Rate. Rates effective September 1, 2020 and subject to change without notice. APR may vary based on creditworthiness, loan amount, security offered, and combined Loan-to-Value (LTV(. Rates shown are for qualified borrowers and subject to age of collateral and term. Variable APR is good on new loans and initial draw. Contact the credit union for the complete details. Fixed rates range from 2.99% APR to 6.49% APR. LOC rates range from 3.25% APR to 6.25% APR. Loan repayment terms range from 5 to 20 years. Exact rates and repayment terms depend on loan specifications. Contact the credit union for complete details.
**Check with your tax advisor. Home Equity Loan and Line of Credit tax-deductible interest eligibility depends on your specific tax situation. Most members qualify. Rate shown is discounted 0.25% APR for automatic payments through payroll deduction, direct deposit, or ACH payments.
Not a Member? You must be eligible for membership at Members 1st Federal Credit Union to process your loan application. Learn more.