Refinancing Student Loans: A Smart Financial Decision for Graduates
Graduating college is a momentous milestone, but for many, it comes with a big reality check in the…
reduce student loan rates
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We’re a credit union—which means we’re all about people, not profits. Lower rates, better savings, and service with heart.
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Unlock Funds and Watch Your Dreams Grow — Home Equity Loans and Lines of Credit
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Our Teacher Mini Grants are here to support the everyday heroes in the classroom. We're proud to help educators bring big ideas to life—one project at a time.
Make Waves with a Summer Fun Loan
From beach days to backyard upgrades, our Summer Fun Loan helps you do it all—without breaking the bank.
Grill Your Debt, Sizzle Your Savings
Savor the benefits of our limited-time balance transfer offer—available now through September 1, 2025. Transfer your high-interest debt and turn up the savings!
Welcome to our Website
We’re a credit union—which means we’re all about people, not profits. Lower rates, better savings, and service with heart.
Let Your Home Equity Blossom
Unlock Funds and Watch Your Dreams Grow — Home Equity Loans and Lines of Credit
Teacher Mini Grants
Our Teacher Mini Grants are here to support the everyday heroes in the classroom. We're proud to help educators bring big ideas to life—one project at a time.
Make Waves with a Summer Fun Loan
From beach days to backyard upgrades, our Summer Fun Loan helps you do it all—without breaking the bank.
Grill Your Debt, Sizzle Your Savings
Savor the benefits of our limited-time balance transfer offer—available now through September 1, 2025. Transfer your high-interest debt and turn up the savings!
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Become a member—or refer an eligible member who joins—and you’ll be entered to win 2 Phillies vs. Mets tickets at Citizens Bank Park on September 11, 2025!
Root for the home team with us—join today!
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When you can’t come to a Members 1st of NJ Credit Union local branch office, you can still conveniently access your accounts and conduct financial transactions nationwide.
Members 1st of NJ FCU is a member of the CU Service Centers ® network. It includes hundreds of credit unions and self service locations where you can access your accounts and conduct many of the same transactions you do at Members 1st. For example, you can apply for loans, make cash withdrawals and verify account balances. It’s the perfect solution anytime you’re away from home.