Kasasa Cash® Checking

• 4.00% APY* on balances up to $20,000
• 4.00% to 0.50% APY on balances over $20,000 depending on balance in account*
• 0.01% APY* if qualifications aren’t met
• Refunds on ATM Withdrawal Fees, nationwide (up to $25 monthly)*
• Link to Free Kasasa Saver^® to build savings automatically

It’s Easy to Earn Rewards

You’ll need a minimum of $25.00 to open your Kasasa  Cash^® Checking account.

It’s so easy to qualify, you’re probably already doing it.

• At least 12 signature-based debit card purchases
• Be enrolled in and log into Virtual Branch Online Banking
• Sign up to receive E-Statements

That’s it. Even if you don’t meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you’ll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month.

*APY = Annual Percentage Yield. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $20,000 receive APY of 4.00%; and balances over $20,000 earn 0.50% interest rate on the portion of balance over $20,000, resulting in an annual percentage yield for this tier ranging from 0.50% to 4.00% APY depending on the account’s balance. When Kasasa Cash qualifications are not met, all balances in the account earn .01% APY.  Dividends will be credited to your Kasasa Cash account on the last day of statement cycle. APYs accurate as of 12/1/2022. Rates and rewards are variable and may change after account is opened.  $25 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Rewards less than a penny cannot be distributed. This account is not to be used for commercial purposes. Each individual is limited to being the primary owner on 1 (one) account.  In order to receive reimbursement of all ATM fees incurred in a statement cycle your account qualifications must be met during the Monthly Qualification Cycle. ATM refund fees are cap at $3.00 per transaction. “Monthly Qualification Cycle” means the current statement cycle.  Debit card transactions may take
one or more days to post to the account and must post during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM transactions, Debit card purchases processed by merchants as ATM transactions, transactions made with debit cards not issued by Members 1st of NJ.

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.